Loans by Credit Score

Your credit score decides which loans you can get and how much they cost. These pages show, for a range of scores, which loan types are typically within reach and what rate positioning to expect. The availability is based on the same minimum-credit guidance used across our qualification pages.

500 credit score 550 credit score 580 credit score 600 credit score 620 credit score 640 credit score 660 credit score 680 credit score 700 credit score 720 credit score 740 credit score 760 credit score 800 credit score

Credit score bands at a glance

Tier	Score range	What it typically unlocks
Excellent	720-850	The lowest advertised rates on most products, including the widest choice of lenders.
Good	670-719	Competitive rates on most products; the best pricing usually starts around 720.
Fair	580-669	Access to most unsecured loans, but at higher rates; secured loans remain available.
Poor	300-579	Mainly secured and specialist products; expect higher rates and smaller amounts.

Not sure where you stand? Run our qualification checker to see the rate range your profile may earn, then read the qualification requirements for the product you are considering.

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Advertising disclosure: LoanQualifications.com is not a lender and may be compensated when you connect with a lending partner. Not a lending offer or guarantee of approval. Lowest rates are only available to the most qualified applicants.