Question 1

How does LoanQualifications.com work?

Accepted Answer

We connect you with trusted lenders in the US and Canada. Complete one simple application and get matched with lenders who may be able to help. Our service is free with no obligation.

Question 2

Will applying affect my credit score?

Accepted Answer

Checking your rates through our service uses a soft inquiry that does not affect your credit score. Lenders may perform a hard inquiry if you choose to proceed with a loan application.

Question 3

Is LoanQualifications.com a lender?

Accepted Answer

No. We are a loan comparison and matching service. We do not make lending decisions or issue loans. We connect you with third-party lenders who may be able to help.

Question 4

What credit scores do you work with?

Accepted Answer

Our network includes lenders who work with all credit types, from excellent to poor. You may qualify even if you have been turned down by traditional banks.

Question 5

Is my information secure?

Accepted Answer

Yes. We use 256-bit SSL encryption to protect your personal information. Your data is handled in accordance with applicable privacy laws including PIPEDA in Canada and state privacy laws in the US.

Loans by Credit Score

Excellent Credit

Good Credit

Fair Credit

Poor Credit