Conventional Mortgage
Traditional home loans not backed by government programs. Competitive rates for qualified borrowers.
About Conventional Mortgage
Traditional home loans not backed by government programs. Competitive rates for qualified borrowers.
🇺🇸 United States
APR: 5.99%-8.49%
Amounts: $50,000 - $2,000,000
🇨🇦 Canada
APR: 4.99%-7.99%
Amounts: $50,000 - $2,000,000
Terms: 15-30 years
Benefits
- Competitive interest rates
- Fixed and adjustable options
- No mortgage insurance with 20% down
- Wide lender availability
Requirements
- US or Canadian resident
- Credit score 620 or higher
- Steady employment history
- Down payment 3%-20%
Conventional Mortgage by State
Check Your Rates for Conventional Mortgage
Get Pre-Qualified in Minutes
Checking your rates won't affect your credit score. See personalized loan offers from trusted lenders.
Check My Rates Now →APR: 3.99% - 35.99% • No impact on credit score • Free to compare